Oekonomisk visdom

March 24, 2009 Leave a comment
Heidi is the proprietor of a bar in Berlin.  In order to increase sales, she decides to allow her loyal customers – most of whom are unemployed alcoholics – to drink now but pay later. She keeps track of the drinks consumed on a ledger (thereby granting the customers loans).
 
Word gets around and as a result increasing numbers of customers flood into Heidi’s bar.
 
Taking advantage of her customers’ freedom from immediate payment constraints, Heidi increases her prices for wine and beer, the most-consumed beverages. Her sales volume increases massively.
 
A young and dynamic customer service consultant at the local bank recognizes these customer debts as valuable future assets and increases Heidi’s borrowing limit.
 
He sees no reason for undue concern since he has the debts of the alcoholics as collateral.
 
At the bank’s corporate headquarters, expert bankers transform these customer assets into DRINKBONDS, ALKBONDS and PUKEBONDS. These securities are then traded on markets worldwide. No one really understands what these abbreviations mean and how the securities are guaranteed. Nevertheless, as their prices continuously climb, the securities become top-selling items.
 
One day, although the prices are still climbing, a risk manager (subsequently of course fired due to his negativity) of the bank decides that slowly the time has come to demand payment of the debts incurred by the drinkers at Heidi’s bar.
 
However they cannot pay back the debts.
 
Heidi cannot fulfill her loan obligations and claims bankruptcy.
 
DRINKBOND and ALKBOND drop in price by 95 %. PUKEBOND performs better, stabilizing in price after dropping by 80 %.
 
The suppliers of Heidi’s bar, having granted her generous payment due dates and having invested in the securities are faced with a new situation. Her wine supplier claims bankruptcy, her beer supplier is taken over by a competitor.
 
The bank is saved by the Government following dramatic round-the-clock consultations by leaders from the governing political parties.
 
The funds required for this purpose are obtained by a tax levied on the non-drinkers.
 
Finally an explanation I understand.

Categories: Entertainment

SAS flyver ikke laengere til Seattle efter d. 31. Juli :-(

March 11, 2009 Leave a comment

Det her er fandme en skod nyhed! 

Quote

Talking about Travel | SAS to end Seattle flights on July 31 | Seattle Times Newspaper
Scandinavian Airlines (SAS) will end its nonstop service between Seattle and Copenhagen on July 31, earlier than previously announced.

SAS said in February that it would stop flying the route late in 2009 or early in 2010, saying it has been "severely affected by the current recession.

""We regret that this date is earlier than first communicated," said spokesman Jorgen Holme.

SAS has flown the route for 42 years. It carried 137,000 passengers trough Seattle-Tacoma International Airport last year, 4.7 percent of the airport’s international traffic.

SAS will continue flying between Chicago, Washington D.C. and Newark. Customers booked on the Seattle/Copenhagen route can be re-booked or obtain a refund, the airline said.

Mere information fra epn.dk:
http://epn.dk/brancher/transport/luft/article1628776.ece

Categories: Travel

MBS Ski day 2009

March 9, 2009 Leave a comment
En gang om året afholder MBS (Microsoft Business Solutions) en ski dag for medarbejderne i Seattle området. Dvs vi bruger en arbejds dag på at stå på ski – lige til at holde ud.
 
I år var vi ekstra heldige. I ugen op til sneede det nemlig konstant i 5 dage, så kom der en dag med frost (godt for ellers kan sneen i området være lidt våd og tung) og på selve dagen skinnede solen fra en fuldstændig sky fri himmel og kun let frost. Det var simpelt hent PERFEKT ski vejr, og vi noed det ja vi gjorde.
 
Jeg stod ud sammen med min nye team kollega Lars-Bo. Han er flyttet herover med familien til jul og de er også glade for at stå på ski, så det kunne ikke være bedre på denne dag.
 
Vi tog nogen smukke sne billeder. Her er et af dem, og hvis i klikker på linketkan i se nogle flere billeder
 

Categories: Hobbies

Det er maaske ikke slut for den direkte flyver fra CPH til Seattle

February 11, 2009 Leave a comment

Ok, maaske er det ikke permanent slut med den direkte rute til Seattle fra Koebenhavn. Tilsyneladende er der kommet yderligere oplysninger paa bordet..

Vi krydser fingre…

Citat fra Standby.dk – The Scandinavian Travel Trade Journal

SAS’ rute mellem København og Seattle holder vinterpause, men der er ikke truffet beslutning om at nedlægge ruten Det var Ritzaus Bureau, der med websiden travelbroker.dk som kilde, i morges kunne fortælle at SAS har besluttet helt at nedlægge ruten mellem København og Seattle. Men ifølge Stand By’s kilder er det ikke tilfældet.Derimod har SAS besluttet at stille ruten i bero i den kommende vintersæson, således at SK937/938 ikke flyves fra oktober 2009 til marts 2010. Den klassisk Seattle-rute er en af SAS’s ældste oversøiske ruter, og har eksisteret i 40 år.

Categories: Travel

Den direkte rute fra CPH til Seattle lukker til naeste vinter :-(

February 10, 2009 Leave a comment

I SAS går det jo ikke for godt, og det kommer desværre til at gå ud over os. Her et lille klip af en udtalelse fra SAS:

How will SAS transatlantic network be affected?
Our Seattle to Copenhagen route (SK938/937) will regrettably cease to operate during the Winter 2009/10 program. The timing will be communicated when a final date has been set. We will continue to offer smooth connections from both Seattle and US West Coast via our gateways in Chicago, Newark and Washington DC.

Så til jer der kunne drømme om at komme over og besøge os, så kan det godt betale sig at få fingeren ud og komme herover.

Vi kan især anbefale periode efter sommer højsæssonen (fra ca., midt august) hvor priserne bliver billige, der er vejret stadig super herovre.

PS: Ja vi vil MEGET gerne have gæster 😉

Categories: Travel

Galgen humor fra finansverdenen

February 10, 2009 Leave a comment

You have two cows.

John Paulson borrows one cow so he can sell it for $100. He gives you $10 as collateral.

You buy your neighbors cow for $100, which you finance by taking out a $90 loan from the bank and use John’s $10 to make up the rest.

You brag to everyone about your financial health. You have assets–two cows you own, plus one Paulson owes you–worth $300, and liabilities of just $100.

A third of the country goes vegetarian.

You thought your two cows were worth $200 and now they are worth $140.

You express confidence in your financial health. Your assets are now worth only $200–your two cows plus the one John owes you–but your liabilities are still only $100. If necessary, you could sell the assets at this distressed price and pay off all your loans.

You hold onto your cows because you are sure the market is "dislocated." Some day someone will want to eat beef again.

The rest of the country goes vegetarian. Your two cows are now worth $2 each to guys who want to make dog food.

John Paulson buys a cow in the market for $2 and he gives it to you as repayment of the loan. You now have three cows worth six bucks.

John wants his $10 back.

The bank calls. It wants its $90 back.

You call the Federal Reserve and ask for a bailout.

Categories: News and politics

Proev den nye version af Windows LIVE

January 30, 2009 1 comment
Har lige siddet igennem en demo af Microsofts sidste nye saet af Windows Live vaerktoejer (kaldet Windows Live Essentials). Hvis det ikke rigtig ringer en klokke (hvilket ikke ville overraske mig) saa er Live messenger f.eks. en del af den her pakke. Derudover er der Live mail, Writer (til at skrive blogs som denne med), photo galleri og jeg ved snart ikke hvad.
 
Men det er godt nok vildt hvad man kan med Windows live. Jeg kan skrive direkte til denne blog. Jeg kan dele billeder paa mit Windows Live SkyDrive (det er bl.a. der hvor vi gemme billederne her paa hjemmesiden).
 
Jeg kan få en rich client app der kan hente min g**gle mail (som jeg kun har fordi som web klient sparker de stadig mest roev – avs).
 
Messenger er blevet SUPER sej til at dele billeder – og billederne er bleet meget nemmere at uploaded til nettet hvis man gerne vil dele dem med familien.. ja ja, vores familie billeder ligger saa stadig paa Judiths baerbare, saa i maa vente ldit med at faa flere til ejg komer hjem igen 🙂
 
Any who. Jeg synes i skal proeve at kigge forbi http://get.live.com og download’e Windows Live Essentials. Det kan

Arbejder stadig for Microsoft

January 27, 2009 Leave a comment

Som nogen maaske har laest i medierne, saa valgte Microsoft for foerste gang i firmaets historie at genemfoere en masse fyring.

Bare for at berolige folk der maaske var kommet i tvivl, saa er jeg gaaet ramt forbi og arbejder stadig som jeg altid har gjort. Saa alt er ved det samme – no worries mate!

Categories: Microsoft

Green card

January 10, 2009 Leave a comment

Som de observerende facebook venner har opdaget, så fik vi i julen en ekstragave fra de amerikanske myndigheder. Med effekt fra juleaftens dag har vi nemlig fået vores green cards.

Det betyder at skulle det værste ske hvis de økonomiske trængte kår måtte tvinge Microsoft til at fyre mig, ja så er vi ikke helt så meget på røven som vi ellers ville have været.

Ikke at der er nogen stor chance for det, men det er da rart at vide at man ikek har chancen for at blve tvunget til at forlade sit hjem og rejse til Danmark hvis uheldet er ude.. Ikke at jeg har noget imod danmark, men det ville mildest talt være en bet at være tvunget til at sælge huset lige nu. Markedet har det jo ikke ligefrem godt og med et købers marked mht. hushandel kunne det jo næppe have betydet andet end at vi havde tabt en god del (hvis ikke alt) af det vi tjente på huset i Hillerød…

Categories: Familien

Ski og mudderskred

January 8, 2009 Leave a comment
Godt Nytaar.
 
Jeg troede jeg skulle ud og fejre foerste weekend i det nye aar med en tur paa bakkerne, men daelme om ikke der lige har vaeret et mega mudderskred paa den lokal bakken.. Fandme godt man ikke var paa ski mens det skete.
 
 
Categories: Hobbies